Terms and Conditions for Coda Enterprise LLC d/b/a Shake Hands with Destiny

Effective Date: March 13, 2025

These Terms and Conditions ("Terms") govern your access to and use of the services, programs, and resources provided by Coda Enterprise LLC d/b/a Shake Hands with Destiny ("Company," "we," "us," or "our"). By accessing or using our website, community, courses, or any related services, you agree to comply with these Terms.

1. Acceptance of Terms

By using our services, you acknowledge that you have read, understood, and agree to these Terms. If you do not agree, you should discontinue the use of our services immediately.

2. Community & Membership Access

1. Membership in our Faith & Finance Skool Community is currently free but may transition to a paid membership in the future.
2. Access to certain modules, resources, or services may require additional purchases.
3. We reserve the right to modify, suspend, or terminate any membership at any time.
4. By joining our community, you agree to engage respectfully and avoid any form of harassment, spamming, or inappropriate behavior.

3. Payment & Refund Policy

1. All payments for courses, products, or services are final and non-refundable, unless otherwise stated in a specific offer.
2. If a subscription service is offered, you may cancel anytime, but no refunds will be issued for previous payments.
3. Chargebacks or unauthorized disputes may result in the suspension of your account.

4. SMS, Email & Communication Consent

1. By providing your phone number and email, you consent to receive marketing, updates, and important notifications from Coda Enterprise LLC d/b/a Shake Hands with Destiny.
2. Message and data rates may apply. You may opt-out at any time by replying STOP to SMS messages or clicking “unsubscribe” in emails.
3. We do not sell or share your contact information with third parties for marketing purposes.
4. We send out SMS correspondence once per week as a reminder of upcoming meetings.

5. Content & Intellectual Property

1. All materials, courses, videos, templates, and resources provided in our community or courses are owned by Coda Enterprise LLC d/b/a Shake Hands with Destiny and are protected by copyright law.
2. You may not copy, distribute, resell, or use our content for commercial purposes without written permission.

6. Liability Disclaimer

1. We provide financial education, but we are not financial advisors, attorneys, or CPAs. Any information provided is for educational purposes only.
2. We are not responsible for any financial decisions, business outcomes, or credit disputes you undertake. You should consult a professional before making financial decisions.
3. We do not guarantee specific results, including credit score improvements, funding approvals, or business success.

7. Termination & Violations

1. We reserve the right to terminate access to our community, courses, or services if a user engages in fraud, misconduct, or violates these Terms.
2. Any attempts to misuse, hack, or exploit our system will result in immediate legal action.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Updates will be posted on our website and become effective immediately. Continued use of our services after changes indicates acceptance of the updated Terms.

9. Contact Information for Help and Support

Text HELP for help or STOP to unsubscribe.

Text "HELP" for assistance at 256-677-6099

OR For any questions about these Terms, please contact us at:

📩 Email: info@shakehandswithdestiny.com

'For more information, please review our Privacy Policy at https://www.shakehandswithdestiny.org/Privacy-Policy

By using our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.